jewellery insurance

Welcome to Gandaram Jewellers | a jewellery insurance plan from Gandaram Jewellers. We know your jewellery is precious to you and we take pride in ensuring your investment against the risks given below (coverage). Please keep the insurance certificate with you in case you need to contact us. On the number below. In case of any unfortunate incident, making a claim is as simple as calling the number mentioned in your insurance certificate.

ON THE SPOT JEWELLERY INSURANCE FOR CUSTOMERS

Fire & allied perils, Earthquake,
Flood, Storm and Tsunami

Transit Risk
anywhere in India

Robbery, Burglary, Theft,
House-breaking at residence

Riot, Strike and
Malicious Damage

SIMPLE STEPS TO INSURE YOUR JEWELLERY

TERMS & CONDITIONS

COVERAGE AGAINST THE FOLLOWING RISKS:

  1. Theft, chain-snatching, robbery.
  2. Burglary and house-breaking at the above premises.
  3. Fire, riot, strike, and malicious damage.
  4. Earthquake, storm, cyclone, typhoon, tempest, hurricane, tornado, flood, and inundation.

FOLLOWING RISK NOT COVERED:

  1. Missing/Misplaced an unexplained Losses.
  2. Loss due to Negligence or Unattended Custody.

DETAILS OF COVERAGE:

  1. In case of any loss or mishap, the insurance will be covered by the “SBI General & HDFG ERGO Insurance Company only. Gandaram Jewellers will not be held responsible in any way to meet the claims of the insurance.
  2. The customer will receive the insurance amount within 45 to 60 days of making the claim.
  3. The claim will be on only 95% of the original product value. The customer will therefore receive only 95% of the product value.
  4. Insurance does not apply on loose solitaires, gift cards, and products below Rs.20, 000.

DOCUMENTS TO BE REQUIRED AT THE TIME OF CLAIM:

  1. Invoice/Purchase bill.
  2. FIR to Police Authorities.
  3. Detailed statement on how the incident has happened.
  4. Non-Traceable Certificate issued by Police authorities.
  5. Any other relevant documents the insurer may require at the time of claim etc.

SUBJECT TO TERMS & CONDITIONS OF THE POLICY: FOR RENEWAL OF POLICY PLEASE CONTACT US BEFORE 7 DAYS. FOR FURTHER DETAILS, CLARIFICATIONS, AND CLAIM-RELATED PROCESS, PLEASE CONTACT US ON:

SBI GENERAL JEWELLERY BLOCK INSURANCE

https://www.sbigeneral.in/portal/jewellers-block

HDFC ERGO JEWELLERY INSURANCE

https://www.hdfcergo.com/home-insurance/jewellery-insurance

We hope you will enjoy your jewellery with freedom and responsibility.